David Nigro

 
Professional Summary
 

David Nigro is an accomplished professional in the field of risk management and financial analysis. His career spans over 20 years, mostly at American Express, where he has held various high-ranking positions. He is recognized for his skills in compliance and regulatory relations, credit risk management, fraud management, and financial planning.

 
Educational Background
 

David's educational journey began at Villanova University, where he earned a Bachelor of Science in Business Administration from January 1979 to January 1983. He furthered his education by obtaining a Master of Business Administration with a focus on Finance from NYU Stern School of Business, which he completed between January 1984 and January 1986.

 
Career Beginnings
 

His career commenced at HBO, where he served as a Supervisor in Business Analysis and Planning from January 1986 to January 1988. Shortly thereafter, he joined American Express, beginning a long and distinguished tenure. Over the years, David climbed the corporate ladder, taking on roles with increasing responsibilities.

Initially, he worked as a Senior Financial Analyst in the U.S. Consumer Card Group, focusing on business planning and financial analysis from January 1988 to December 1989. He then became Manager of U.S. Consumer Card Group and Consumer Lending, where he continued in business planning and financial analysis until January 1992.

 
Specialization in Risk Management
 

David's expertise in risk management began to shine through as he transitioned to the role of Director of International Risk Management from January 1992 to December 1995. His roles continued to evolve in this field, becoming Vice President of International Risk Management between January 1996 and January 2001, where he managed global revolving credit card product management, new product development, customer acquisition, and management.

As he progressed, David assumed the role of Senior Vice President and Chief Credit Officer for International Risk Management from January 2001 to 2007. During this period, he oversaw portfolio and receivable quality for international proprietary consumer and small business charge cards and lending products.

 
Continued Growth at American Express
 

His growth within American Express flourished further when he became the SVP for Global Fraud Risk Management in 2007. Here, he led a global team of over 300 employees, focusing on sophisticated fraud controls and risk mitigation in card issuing and merchant services.

From 2008 to 2010, David served as Senior Vice President and Chief Financial Officer for International Card Services. He was then promoted to SVP and General Manager for Risk Products and Platforms in Global Network and International Card Services from January 2011 to December 2013. Following this, he assumed the role of SVP and Chief Credit Officer for U.S. Consumer Card Services.

 
Current Role
 

In April 2021, David reached a pinnacle in his career by becoming the Chief Risk Officer (CRO) at American Express. In this position, he continues to lead and provide strategic direction, leveraging his extensive experience to navigate the complexities of global financial markets and risk management.

 
Conclusion
 

David Nigro's career reflects his profound expertise and leadership capabilities in the financial services industry, making him a respected thought leader and a cornerstone at American Express.